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Published 4 years ago with 1 Comments

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  • augustwest

    surprised to hear that the chip technology may actually be implemented in the US when all the data suggests it hasn't prevented fraudulent use as originally touted in europe and elsewhere. it certainly has reduced in-person fraud but resulted in equivalent or greater increases in online and remote transaction fraud where there is no physical presence of the cardholder. with the huge expense of new equipment and cards, the chip and pin or chip and signature system appeared to be dead on arrival in favor of jumping right into virtual wallet alternatives.

    as this article indicates, despite being newer than the magnetic strip technology, the chip systems are also already outdated and are unlikely to result in much, if any, positive changes on the fraud and identity theft fronts.

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