In April 2019, Juana Velosa was excited for her upcoming work assignment in Africa. Before leaving, she made sure to pay all of here bills. Or so she thought. She came home to find her credit had been ruined.

Investing News Flash - Making investing personal will not only help you avoid losing money but will help motivate you to reach your goals. Brian makes an excellent point in a recent article about investing. Too many people think of investing as something that’s only for the rich, something most people can’t afford. The fact is that it’s the regular people like you and me that benefit most from investing. Us un-wealthy 99% should be using investing as a way to create wealth and generational fortunes. Because of the misconception about investing, we rarely learn what makes a good investment plan

Millennials are already in debt and without savings. After the next downturn, they’ll be in even bigger trouble.

Only 18 percent of new cars require premium. The owners of the other 82 percent waste about $2 billion a year using a gas that provides no benefit.

This post is sponsored by SellCell. All opinions are my own. Smartphones are a big part of everyday life for most of us. It's hard to even remember what life was like before Apple changed the industry with the release of the first iPhone. Although today's smartphones are impressive, they can also be quite costly. But fortunately, there are some things you can do to save money when you're buying a cell phone. This article presents several tips and options that you can use to spend less and keep more money in your pocket. 1. Avoid Buying the Latest Devices

Learn how long it takes to form a new habit and what you can to do improve your finances! Stop these old habits that are making you broke!

Are you going to be purchasing your first home? See some of the most frequently asked questions and make sure you get the answers that make you financially comfortable.

Net worth is one of the most common ways of measuring your overall financial situation. If you're looking to build wealth, you should be tracking your net worth. Contrary to what you might think, net worth tracking isn't just for millionaires. Your net worth is a good overall gauge of your financial health and it can be useful for measuring your progress and determining if you are on track to meet your goals, especially goals related to retirement. Here are some steps that you can follow if you're looking to increase your net worth. Calculate and Track Your Net Worth

Dual agency is a complete departure away from the normal duties of why you hire a real estate agent - to get sound advice from an expert. In single agent dual agency the agent is no longer allowed to give you advice!

This guide will teach you how to use the cash envelope wallet system and recommends some of the best cash envelope wallets on the market!

With numerous budgeting apps available on the market, it’s essential you know which ones are the best and what they have to offer so you don’t waste your time, money, and privacy. The best budgeting apps take into account your lifestyle and financial situation, can be tailored to your budgeting style, and offer great customer service. Let's take a look at the leading contenders. Why Use a Budgeting App? The primary reason you should use a budgeting app is because it helps you save money. These apps provide organization so you are informed, as you ought to be, of exactly

One of the keys to building wealth is investing in income-producing assets. These assets make it possible to grow multiple streams of income, and they can also serve as sources of passive income that require little-to-no work on your part. Regardless of whether you're looking for a source of retirement income or just for ways to grow your wealth faster while you are still working, income-generating assets should be a key part of your plan. According to research done by Tom Corley, 65% of millionaires have at least 3 streams of income (source). If you want to join them in

Do you know the pros and cons of paying off your mortgage? Find out in the article at Realty Biz News.

The virtual card automatically protects people from being charged at the end of a free trial period.

I won't sugarcoat it. An unexpected life event can be a big pain in the bleep. Now consider if you had six or more unexpected life events is a short period of time like my family and I have. Unexpected life events can be stressful, impact your day to day life, and ultimately cost you some money. I'm a firm believer that having a plan in place for most things can save you a lot of grief, pain, and money. But how do you plan for the unexpected? Well, you can't. Planning for a specific unexpected life event requires the

I recently found out about a new way to use my Air Miles account that I wasn’t aware of. Air Miles Cash rewards offers you a chance to redeem your miles points for cash off every day purchases that you make at participating retailers.

In personal finance, "the latte effect" is shorthand for daily, frivolous expenditures that sneak up on you over time. If you just stop buying triple caramel lattes at Starbucks every afternoon, you can save X each year. And if you choose to invest those funds, you could earn Y each year instead.

I sit in an interesting chair in the financial services industry. Our clients largely fall into the top 1%, have a net worth of $5,000,000 or above, and — if working — make over $300,000 per year. My observations on the sources of their wealth and concerns come from my professional and social activities within this group.

The year 2013 is poised to set a record for the highest number of expatriations ever by US citizens. The total figure so far this year is 2,369, which is one third more than the 1,781 who left in the whole of the previous record year of 2011.

Mike Lathigee an investor of Vancouver and Las Vegas real estate shares his knowledge on global economics at a local level.