I wonder if she's a gambler. The wife's aunt had a habit of overdrafting. Whenever her brother died, she was named head over his estate and to pass along the money to hew nephew. She completely drained the boy's bank account and gambled all of the money away. Today she is living with her daughter after her husband left her, and her family wouldn't let her stay with them anymore due to her problem.
I wouldn't be surprised if she was. This whole thing makes me so sad about the state of my state.