And every year, the insurance companies will keep hiking rates, and the government will keep increasing the fee. What a fucking racket.

Supposedly this would be stopped by the checks and balances of the Affordable Care Act | AKA Obamacare.

Everybody would be required to have and pay for insurance, that meant the insurance companies would get a lot more money to insure the millions that had never had insurance before. In return the insurance companies would not stop sick people from having insurance because sick people would be fewer than all the new payers. In return the insurance companies would agree that anything 10% or less would not need government approval when increasing rates, but anything more than that does, meaning that the government has the option of denying the high requests or telling them they cannot go over their 10%. It's an asinine system that should never have happened. Instead of being an affordable care act it was a boost the insurance industry act. It'll be telling if the Government allows this to happen year after year.

I'm fairly certain they've planned for that at least at first by increasing the penalty every year. I assume at some point that penalty will flat line and then they'll try and rush through or attach new penalty increases into a future bill.

Many believe it was built to fail on purpose, this was made in a way that wasn't workable with the US people and economy and if it collapses it'll give a presumably democratic legislature or president the ammunition to go after the ultimate goal of a Health Services Universal Single Payer system much like England's. I don't know how true that is, but looking at how this crapshow has gone so far, it's destined for failure.