Heck, just reading this made me depressed, particularly as the job I'm hoping for (high school teacher) requires a degree, which means tons of debt. Hopefully I'll get it forgiven if I just run out of money...
No, not my real plan. I'm not totally screwed on debt (particularly as one of my relatives, a teacher, actually got her debt forgiven), but it is sometimes easier to think of trying for bankruptcy due to how difficult it can be to scrape by.
If you've got the means to do it... go for it. Better to struggle and fight for what you know you want... rather than lose that dream and just struggle.
Let's not forget the depression that sets in because everything feels so dire... that only makes it a lot harder. That's pretty much my situation.
Heck, just reading this made me depressed, particularly as the job I'm hoping for (high school teacher) requires a degree, which means tons of debt. Hopefully I'll get it forgiven if I just run out of money...
For your sake I sincerely hope that isn't your plan. Conservatives have made it a lot harder for private citizens to declare bankruptcy in the US.
No, not my real plan. I'm not totally screwed on debt (particularly as one of my relatives, a teacher, actually got her debt forgiven), but it is sometimes easier to think of trying for bankruptcy due to how difficult it can be to scrape by.
If you've got the means to do it... go for it. Better to struggle and fight for what you know you want... rather than lose that dream and just struggle.