• NinjaKlaus
    +3

    My mother taught me how to budget like nobodies business, if you bought a pack of gum you wrote it into the ledger, what she never taught us was that at some point you are going to have an expense that is going to destroy your world, the car broke down that's 1000 dollars, the fridge busted that's 700, etc... one of those can wipe out two to three months of savings.