This simple credit card payoff calculator will help you determine how quickly you can pay off your credit cards by paying extra each month! Using The Credit Card Payoff Calculator To use the calculator, use only one credit card at a time and follow these steps: Enter the current balance of one of your credit … Simple Credit Card Payoff Calculator Read More »

Drop is a cashback and loyalty app that lets you earn points automatically. In this Drop app review, we'll take a look at its features.

Many entrepreneurs think that starting a business will call for a hefty investment. Thus, they do not move for new businesses in fear of the risks involved with the huge investment. Some people do not realize that business doesn’t just need capital. Though capital is one of the most important factors for business success, it not the only factor on which the business can rely. Although there are a lot of risks involved when starting our own business, the rewards can be amazing. However, there is a lot that entrepreneurs can do with just $1,000. They need the right skill set and an effective business plan to start their business successfully.

Sinking funds are the perfect complement to your emergency fund. This ultimate guide will help you make a sinking fund to take control of your finances!

Check out these 7 great ways to cut down on your monthly expenses. Sometimes the most basic ways to save money are overlooked!

Following Dave Ramsey's cash envelope budgeting plan? Here you'll find the best wallets to use with the cash envelop system.

See our Free Money page for the best ways to get free money now (sign up bonuses, missing money, and more). There are many work from home jobs that are phone-based, but these don’t always work for everyone. Whether you have noisy neighbors, young children, or even barking dogs, trying to earn some extra cash …

Use this personal finance checklist to get organized. Make sure you're not missing any of these important pieces to the puzzle.

If you want to minimize costs and maximize reward earnings, then you need a credit card with no annual fee. While some cards with no annual fee offer lower rewards or fewer benefits, the best no annual fee credit cards can be invaluable. With these cards in your wallet, you won't have to worry about using them often enough to justify paying an annual fee. In this guide, we will walk you through some of the best credit cards available, so you can determine which is best suited to your specific circumstances. Best No Annual Fee Credit Cards 1. Capital

We’re not talking about a campfire exactly. Rather, FIRE is a movement to retire early with enough money to outlast your life expectancy. What is FIRE and how does it work? What are the differences between FIRE, LeanFIRE and FatFIRE? And, how does one achieve FIRE status? Here’s a description of the FIRE movement and what you need to know to achieve FIRE status. → Related reading: 9 Steps to Financial Independence (How to Retire Early) What Is FIRE and What Does It Stand For? Perhaps you’ve heard of Vickie Robin and Joe Dominguez? They co-authored “Your Money or Your

Looking for some money saving tips? These tips could leave you with more cash and more happiness. Here are my best ways to save money.

Investing is all about strategy. Money managers, fund managers, financial planners, and seasoned investors know that a successful investment strategy is all about diversification. Strategically spreading your money around to protect you from losing all your assets when the market or the economy takes a hit. If you’re looking to successfully diversify your strategy, the first thing is to understand what types of investments are available, how much money to put into each one, and how to further diversify within each particular category. There are quite a few alternative investments for you, but here’s a useful guide to help you

If you’re carrying a balance on your credit card, there are ways that you can turn this to your advantage, if you choose the right card. The best balance transfer credit cards offer attractive interest rates and other benefits to provide you with additional time to clear that balance and improve your finances. On this page, you'll find details of several cards that are recommended for balance transfers (you can find even more options and compare all of these cards on this page). Best Balance Transfer Credit Cards 1. Chase Freedom Unlimited The Chase Freedom Unlimited card offers flat-rate cashback

Smartphones make it easy to access information at any time, and what better way to make use of technology than to grow your money? In the past few years, loads of new financial apps have been released, and some older ones have been improved. In the past, we've looked at apps for saving money, apps for making money, and budgeting apps. Today, we'll shift our focus to the best investment apps. Many of these apps have been created with new investors in mind, which means you can get started with small amounts of money. Many of them will also prioritize

One of the best ways to get free money is to take advantage of credit card bonuses and promos. Credit card issuers frequently offer generous bonuses in order to entice new customers to apply, and this equals easy money. Whether you're getting cash rewards or travel miles/points, there are always some great offers available. If you're the type of person that can use credit cards for everyday expenses without getting into debt, maximizing the cashback and rewards that you earn is something that is well worth the small amount of effort that it will take. Of course, most of the

Banks want your business, and many of them are willing to pay you a bonus just for signing up for an account and depositing some money. If you need a new bank account, or if you just want to make some easy money, bank account bonuses are a great opportunity. All bank account bonuses will have some terms and conditions that determine who is eligible for the bonus and what you need to do in order to earn the bonus. In many cases, the bonuses are offered only to new customers, but some bank account bonuses are available for existing

Most people have heard of the term net worth and many also have a good understanding of it and what it means. Net worth is quite simple; the total amount of an individual’s assets, including any and all cash, minus the total amount of their liabilities or what they owe. So, net worth is the value by which a person’s assets exceed their total liabilities (or net worth can be a negative number if liabilities exceed assets). But determining a person’s liquid net worth is perhaps a better tool to use to evaluate a person’s financial health. → Related reading:

If you're looking for VIPKID reviews, this one will answer all your questions. Read the full experience from a current VIPKID teacher.

About a year ago, I across some shoes that I liked while I was browsing one of my favorite websites. Not wanting to miss out, I quickly pulled out my credit card and paid $100 for the shoes. They arrived at my house and I was happy with my purchase. A few days later, my friend found the same pair of shoes on the same website for just $80. Needless to say, when I found out, I wasn't so happy with my purchase anymore. My friend found it to be amusing. Of course, it was funny to him, but not

To understand how some companies have lost their souls, consider what happened after a bank in the US stiffed a customer before Christmas.