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  • 10 years ago

    How to Get the Best Mortgage If You Have Excellent Credit?

    In the past, getting a mortgage with excellent credit was a cake walk. It got even easier in the early part of the decade when lenders would finance anyone with a pulse. Good credit, bad credit or excellent credit; all could get mortgage loans. Lenders were counting on real estate appreciation to cover any defaults, so traditional lending guidelines went right out the window.