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Amazon is offering customers loans — and high street retailers should be worried
Amazon UK is now offering a monthly pay-back option on items worth over £400 ($590), according to the company's website. The service, which is called Amazon Pay Monthly, is in partnership with Hitachi Capital, who also work with John Lewis on a similar scheme. The repayment can be made over two, three, or four year periods, depending on the price of the item — making pricey purchases much more affordable. According to Trusted Reviews, the interest rate is set at 16.9%.