I guess if you don't use a service that arranges this, a .txt file hidden in your HDD or USB with necessary documents is the best bet? I keep thinking in my mind that the USB is best and either giving it to trusted person or placing it in will. But then I think, what if I'm forced by a website to update my password (e.g. online banking) and forget to update my document...then the person trying to shut down my stuff gets locked out anyway. Hopefully I don't have to worry too much about this just yet and can continue living in ignorant bliss of the future. And, who knows, I wouldn't doubt that in 5 years there's a greater variety of options for dealing with digital account post-mortem.
I guess if you don't use a service that arranges this, a .txt file hidden in your HDD or USB with necessary documents is the best bet? I keep thinking in my mind that the USB is best and either giving it to trusted person or placing it in will. But then I think, what if I'm forced by a website to update my password (e.g. online banking) and forget to update my document...then the person trying to shut down my stuff gets locked out anyway. Hopefully I don't have to worry too much about this just yet and can continue living in ignorant bliss of the future. And, who knows, I wouldn't doubt that in 5 years there's a greater variety of options for dealing with digital account post-mortem.