Truebill Review: learn about this free budget app that takes an approach unlike other budget apps out there - it is a lot more ambitious.

In the 1980s comedy, “Trading Places”, Jamie Lee Curtis plays a prostitute who has been saving for her future; she has $42,000 “in t-bills, earning interest”. If she followed the same strategy today, she would be disappointed with the return. The one-year Treasury bill yields 0.13%, so her annual interest income would be just $55. If she reinvested the income, it would take more than 530 years for her money to double.

Despite all the talk about diversification and fees, the most important step in your retirement planning is simply getting started. It’s never too early to start, and the earlier you start, the less you’ll have to save to meet your retirement goals. If you’re reading this, you’re already way ahead of most people.

Trim App Review: Learn all about Trim and how they can help you save money through services like bill negotiation and subscription monitoring.

Follow these cheap living tips to minimize your spending and gain control over your finances and expenses. Spend less without sacrificing too much.

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