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+2 +1
Things to Know About Buying Land to Build a Home
Buying land and building a custom home is much more challenging than purchasing a resale home. You need to know what you're doing as it is easy to make mistakes. Let's look at some of the most pressing issues to be concerned about.
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+18 +2
Buy now, pay later: Apple will now lend you money to keep you spending and expand its empire
Apple has established an ever-growing ecosystem in which users are encouraged to tap into Apple products and services as much, and as often, as possible – such as by making payments through their iPhone instead of a bank card.
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+3 +1
Australian watchdog sues Mastercard for allegedly misusing card payment market power
Mastercard has been accused of offering certain merchants cheaper interchange rates if they agreed to process dual-network debit card payments through the Mastercard network rather than other ones, like Eftpos.
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+4 +1
Bitcoin Fixes Everything Because Broken Money Ruins Everything
“Bitcoin fixes this.” — it’s a meme you’ll see if you spend any time talking with Bitcoiners. Dog pooped in the living room? Bitcoin fixes this. Late for work? Bitcoin fixes that too. Ok, maybe it doesn’t fix everything, although I could make a straight faced argument how Bitcoin could possibly fix those. In truth, an absolutely monstrous number of problems are created by broken money and it’s completely not obvious that it’s because of the broken money.
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+2 +1
The Purpose of Comps in Real Estate
Do you know the purpose of "comps" when buying or selling a home? Without comps or comparables it would be awfully hard to determine the fair market value of a property.
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+3 +1
How to Find a Rental Property
Are you looking for a house to rent? If so, you're probably having a challenging time. Inventory levels of homes to rent is very similar to houses for sale. It is ultra low! Finding a rental property is as difficult as it has ever been. You may need to look in places you've never thought of before. Well, you are in luck because that is exactly what we are going to show you.
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+3 +1
The Value of a CMA in Real Estate
When you are buying or selling a home, understanding the value of a property is crucial. If you are selling a home, you don't want to leave money on the table. Maximizing your investment is usually of the utmost importance. Conversely, when purchasing a home buyers don't typically want to pay more than fair market value.
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+16 +2
Bank of England set for 4th straight rate hike to fight inflation
The Bank of England sent a stark warning that Britain risks a double-whammy of a recession and inflation above 10% as it raised interest rates on Thursday to their highest since 2009, hiking by quarter of a percentage point to 1%. The pound fell by more than a cent against the U.S. dollar to hit its lowest level since mid-2020, below $1.24, as the gloominess of the BoE's new forecasts for the world's fifth-largest economy caught investors by surprise.
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+11 +1
Buy now, pay later will soon affect your credit score in the UK
Buy now, pay later giant Klarna says it will start reporting data on customers’ usage of its products to credit bureaus in the U.K., gearing up for incoming regulations aimed at reining in the sector over fears it is putting young people into debt. Starting June 1, the Swedish fintech firm will share information on whether Brits paid off an installment loan in time or are falling behind on their payments to TransUnion and Experian, meaning such data will now start to appear on their credit reports. Klarna has around 16 million users in the country.
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+3 +1
What Does Paying Cash Mean in Property Sales?
When you are selling a house and a buyer offers you cash there are some substantial benefits. The most significant advantage is the fact you won't have to worry about the buyer's finances. It is not out of the question that a buyer will be approved for a mortgage. There are times when a buyer is denied financing.
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+3 +1
Increase Your Chances of Landing a Home With an Appraisal Gap Guarantee
When real estate markets heavily favor sellers like the do now, buyers need to look for any edge they can get. One way to do that is to offer the seller an appraisal gap guarantee. If the house does not appraise, the appraisal gap guarantee says that the buyer will make up the difference in the appraisal gap.
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+19 +1
Credit card companies adjust merchant fees. Consumers may pay the price
Processing fees, or "swipe" fees, on credit cards are likely rising for millions of businesses, but whether this is a classic case of corporate greed at the expense of consumers depends on who you ask.
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+30 +4
New Apple Cash Accounts Now Branded as Visa Cards
The Apple Cash virtual debit card appears to be switching networks from Discover to Visa, as revealed in some updated images on Apple's website and noted by Twitter user @Kanjo. Since its launch, Apple Cash (originally known as Apple Pay Cash) has been operated through a partnership with Green Dot Bank on the Discover network. Discover is one of the smaller card networks and is accepted in far fewer places than heavyweights Visa and Mastercard.
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+15 +3
'Finfluencers' could face up to 5 years in prison if they provide financial advice without a license, Australian government says
Australia's hugely popular financial influencers — or "finfluencers" — could be jailed for up to five years if they continue giving financial advice to their followers without a license. That's according to an information sheet issued last month by the country's corporate watchdog, the Australian Securities and Investments Commission.
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+3 +1
Boss not giving you a raise this year? With inflation this high, it could be time to quit
Inflation has risen to its highest point in a generation, pushing up the price of just about everything. But that goes for people's labour, too, as employers compete to keep up with their staffing needs.
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+15 +3
'A downward debt spiral': Global calls to rein in buy-now, pay-later companies
A global alliance of consumer groups is calling for regulation of the buy-now, pay-later industry amid warnings that more customers will end up in a debt spiral as the cost of living goes up.
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+18 +3
Inflation, explained by eggs
In a nutshell (or, for our purposes, an eggshell), it’s a cycle. Everything is getting more expensive because everything else is, including when it comes to eggs.
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+1 +1
U.S. and EU plan to boot select Russian banks from the SWIFT bank messaging system
The U.S. and European countries are ramping up sanctions against Russia by moving to cut off certain Russian banks from the key bank messaging system.
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+3 +1
Does The Time to Market and Sell a Home Matter
One of the topics that confuse sellers about getting the most money for their homes is the time it takes. For some reason, there are many homeowners that are under the false impression that your house needs to be on the market for a while before it sells.
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+3 +1
Common Obstacles in Selling a House
Selling a home is sometimes a challenging event. Right now it is fairly easy given how hot markets are across the country but that is not always the case. When there is a more balanced market getting your house sold in a timely fashion usually takes some work.
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