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See some of the most common mortgage myths out there when buying a home and avoid them at all costs.

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They say that 30 is the new 20 — and from a financial standpoint, it certainly looks that way. It used to be common to work your way through college and graduate at 22, debt-free, and immediately start saving for a down payment on your home. It's virtually impossible to do that now, since the cost of tuition has increased nearly 8x faster than wages have over the past 30 years.

In the world of personal finance, there aren't many topics that are more divisive than credit cards. Some experts and writers suggest that you should never use credit cards. Others, like myself, talk about the benefits of using credit cards. Regardless of where you stand on the issue of credit cards, there is no denying that they can cause problems when they are not used properly. Any mention of the perks of credit cards comes with the assumption that the credit cards are being used correctly. With that in mind, let's take a look at some of the most common

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See what most lenders will require a buyer to give them when applying for a home loan in the article at Realty Times. You will like the easy to understand checklist.

Three families of dynastic wealth — that’s the Walton, Koch and Mars families — have seen their wealth increase close to 6,000% since 1982, according to the Billionaire Bonanza report by the progressive think tank Institute for Policy Studies. Their combined wealth – a staggering $348.7 billion as of October 2018 – is more than the combined wealth of 4 million American families of median wealth.

The Nobel laureate who co-created the way our nation measures home prices says that over the long run, they don't increase much. And when they do, it can mean a bubble. Are we in one now?

See the minimum property condition standards when using FHA or VA financing. Either the seller or the buyer will need to make repairs if the condition standards are not met.

At Apple’s “show time” services event today, it announced a new Apple Card credit card, promising to improve things about the credit card experience with simpler applications, no fees, lowering interest rates, and offering better rewards.

What was the period in American history when the nation went the longest without a single bank failure? It was from 2004 to 2007. For 32 consecutive months in that period, not a single one of the over 7,000 banks in America failed. This ought to have set off alarm bells on the growing imbalances and problematic practices endemic in the American banking system. Instead, it was met with applause by the financial regulators charged with protecting the safety and soundness of a system that was veering toward collapse.

When selling a home, you always need to be on the lookout for bad behavior among real estate agents. Some agents will do anything to land their next listing. The article at Maximum Real Estate Exposure puts the spotlight on deceitful tactics.

Customers dazzled by too-good-to-be-true cable and internet deals could soon get a break. Legislation introduced this month by U.S. Representative Anna Eshoo, a Democrat from California, and Senator Ed Markey, a Democrat from Massachusetts, would require phone, cable and internet providers to include all charges in advertised prices.

These 25 inspirational quotes will motivate you to get out of debt fast. We live in a debt-ridden society and a majority are caught in the debt trap...

J.P. Morgan Chase CEO Jamie Dimon said that the U.S. economy has essentially been split into those benefiting from thriving corporations and those who are left behind. “I don’t want to be a tone deaf CEO; while the company is doing fine, it is absolutely obvious that a big chunk of [people] have been left behind,” Dimon said. “Forty percent of Americans make less than $15 an hour. Forty percent of Americans can’t afford a $400 bill, whether it’s medical or fixing their car. Fifteen percent of Americans make minimum wages, 70,000 die from opioids” annually.

The well known Swiss Bank, the Julius Baer Group AG, announced to allow its users to access cryptos by partnering with SEBA. SEBA is building a progressive technological bridge between the traditional and the digital asset world, raised quite a handsome amount of $103 million back in September, 2018. The raised funds are to be poured into the project to allow the users the liberty to transact cryptos through the banking system.

A miserable annual ritual survives because of corporate lobbying and Republicans’ long anti-tax crusade.

See some of the most important questions any home seller should be asking real estate agents they will be interviewing.

When buying a home there are a lot of important questions you should be asking a lender. See some of the most vital questions to ask and get the appropriate answers.

America doesn’t have a jobs crisis. It has a ‘good jobs’ crisis – where too much employment is insecure, and poorly paid

In more ways than one, debt can be a four-letter word. When it gets out of control — whether from medical bills, shopping sprees, or unexpected emergencies — it becomes an albatross that affects your emotional and physical health. Although it might feel overwhelming, you can tackle any debt the same way: one step at a time. Here’s how to pay off debt — and how to pay off credit card debt, in particular — even when it seems impossible.

Investors all over the world fell for the schemes of the man who called himself Khalid bin al-Saud. But the truth turned out to be more incredible than the lie.

The least-gifted children of high-income parents graduate from college at higher rates than the most-gifted children of low-income parents, and other dispatches from the point where genetics intersects with economics.

Before Steve Mnuchin was in charge of the nation's economy, he was a foreclosure kingpin who left Goldman Sachs to found OneWest Bank (with money from George Soros!) in 2008; after the crisis, OneWest Bank acquired busted mortgage lender IndyMac, and became a notorious foreclosure mill, using robo-signed, back-dated, fraudulent documents to steal peoples' houses.

Concerns including a US-China trade war, Federal Reserve interest-rate policy, and a slowdown in global growth led to a wave of heavy selling.

From a peak of US$19,783, Bitcoin's value has fallen by 80%. What makes Bitcoin worth anything?

The decade-long road to recovering cash has been a striking success.

The Securities Investor Protection Corp. said a new checking account from Robinhood Financial LLC raises red flags and that the deposited funds may not be eligible for protection.

Jim Rogers, author of “A Bull in China: Investing Profitably in the World’s Greatest Market” and a renowned investor who co-founded the first global investment fund with George Soros in 1973, has made numerous extraordinary predictions about trade market in the past, including the fall of the US dollar. He last predicted the crash of U.S. real estate in 2006 before the subprime crisis happened in 2007. As a pioneer of investment in China’s shares in the 90’s, Rogers has an extensive understanding of the red dragon economy and believes some Chinese industries have a rich future ahead.

Elon Musk’s rocket company, SpaceX, is set to raise $500 million at a $30.5 billion valuation, in a bid to help get a satellite-internet service off the ground.

The Dow continued its tumble Thursday, dropping below 23,000 at one point as several tech giants including San Francisco-based Twitter were hit hard by the sell-off.

Goldman Sachs, Morgan Stanley and many more built it. But they didn’t come.

Beginning in 1974, Mr. Bogle built Vanguard Group into one of the world’s largest mutual fund companies, attracting investors in droves.