How many of you guys use tablets to make digital art?

When I mean tablet I don't mean your iPad or whatever, I mean something like a Wacom Intuos or the like. I'm only recently getting into digital art and I definitely appreciate the benefits it has over traditional drawing, but for the life of me I can't yet figure out how to do it.

I tried buying a Lenovo tablet/laptop, but after endless searching and finally buying it I discovered the model I had bought didn't come with a stylus. I returned it and started looking at Wacom. Problem with these tablets is that you don't see what you're drawing in the regular sense of the word. You draw on the tablet, but you don't look down at your hand, you look up at your computer screen.

This makes things complicated for me since it requires basically relearning how to draw and use your hand-eye coordination. I was wondering how you guys got over these difficulties, if you were able to. I know it's very rewarding to draw directly in your computer instead of scanning (it's a nightmare), but the entry level, even for the cheapest tablet, is around $70 upwards. It wouldn't be super expensive if I weren't a college student, so I was also hoping somebody might convince me to (or not) to get one.

Thank you for reading!

Tl;dr: Should I get a Wacom tablet even though I've never used one? How do I train myself to use one?