If you want to buy a home with no down payment, a USDA loan could be an option. Though you might not think you are buying a home in a rural area that will qualify, you could be surprised.

The USDA also has minimum property requirements that the home will need to meet before your loan will be approved. While these might appear complicated, they are in your best interests and those of the USDA.

We look at the sometimes-surprising things you need to know and be prepared for when choosing a home loan guaranteed by the USDA.