When used wisely, a credit card can be a great way to build up a person’s credit score.

To use the card correctly, you will need to understand the differences between your credit score, your overall credit history, and a typical credit report.

When you get a basic understanding of these items, and the role that a credit card plays in them, you will easily see how the credit card can be a beneficial tool towards helping you improve your overall creditworthiness.

Take some time to review the following article and then use the information to improve your credit profile in the coming months.