All About Life Insurance: The Basics and Beyond, and Myths Debunked

Life insurance can be a complicated topic, and it doesn't help that it's not really fun to talk about. ;) Today consumers can choose between not just term and whole life, but variable universal life (VUL), fixed universal life (UL) and even indexed universal life (IUL). Plus there are various hybrid policies such as modified endowment contracts, and return of premium term insurance. Before you start determining what type of coverage you should purchase, you should decide how much insurance you need. Then use this guide to help navigate and understand all of the various options. Guide to Understanding Life

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