Yeah,gotta find a way to screw the user.

In essence, an insurer could take someone’s money for years while that individual is healthy. Then, on the day that that person is diagnosed with cancer, jack up their premiums so high that they are no longer affordable. Healthy people would have insurance until the moment they need it, at which point their premiums could become prohibitively expensive.

Health “insurance” under Graham-Cassidy, in other words, would no longer provide any real insurance whatsoever.